Privacy Policy
Effective date: November 3, 2026
Guru's Insurance Guidance ("we," "us," or "our") operates this website and provides an educational buyers guide for health and life insurance. This Privacy Policy explains what information we collect, how we use and share it, and the choices you have. By using this website or contacting us, you agree to the practices described here.
Information we collect
Information you give us. When you request a guru, call us, or complete an intake form, we may collect your name, email address, phone number, and details about your household, income, coverage needs, and current coverage. Share only what you are comfortable providing. Some details help us explain options accurately.
Information collected automatically. Our hosting provider and our website may record technical information such as your IP address, browser type, device type, pages visited, and the dates and times of visits. We use only the cookies and similar technologies that the site needs to function.
How we use your information
- To respond to your request and connect you with a licensed guru.
- To explain your coverage options and answer your questions.
- To connect you with a licensed agent appointed with a partner agency, when you ask to enroll.
- To operate, secure, and improve this website.
- To comply with applicable law and respond to lawful requests.
How we share your information
We do not sell your personal information. We share information only as described below:
- Licensed agents and partner agencies. When you request enrollment or a plan review, we share the information needed for a licensed agent to help you.
- Carriers and government marketplaces. When needed to complete an application or enrollment you have chosen.
- Service providers. Companies that host, secure, or support this website and our communications, under obligations to protect your information.
- Legal and safety reasons. When required by law, regulation, subpoena, or a government request, or to protect our rights and the safety of others.
Insurance privacy notices
Insurance agencies and agents may be subject to state insurance privacy laws and federal privacy requirements. Where those laws require a separate notice or specific choices, we will provide them when you share information with us or enroll through an agent.
How long we keep information
We keep personal information only as long as needed for the purposes described here, to meet legal and regulatory record-keeping requirements, and to resolve disputes.
Security
We use reasonable administrative, technical, and physical safeguards to protect personal information. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.
Your choices
You may ask us to access, correct, or delete the personal information we hold about you, or to stop communications. We may need to keep certain information to meet legal obligations. To make a request, call us at (772) 222-7240.
Children
This website is not directed to children under 18, and we do not knowingly collect personal information from them.
Links to other websites
This website links to other websites, including carrier, government, and partner sites. Those sites have their own privacy practices, and we are not responsible for them.
Changes to this policy
We may update this Privacy Policy from time to time. The effective date above shows when it was last revised.
Contact us
Guru's Insurance Guidance
Port St. Lucie, Florida
Phone: (772) 222-7240